Last updated: June 2026

By accessing or using Loyalogy (loyalogy.com), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this site. These terms apply to all visitors and users of the site.

Informational Purpose Only

The content published on Loyalogy is for informational and editorial purposes only. Nothing on this site constitutes financial advice, investment advice, legal advice, or professional advice of any kind. Loyalty program reviews, scores, and verdicts represent the editorial opinions of our staff based on information available at the time of publication.

You should not make financial or travel decisions based solely on content from this site. Always consult primary sources and, where appropriate, qualified professionals before making significant decisions.

Accuracy Disclaimer

Loyalty program terms — including earn rates, redemption values, tier qualifications, expiration policies, and partner relationships — change frequently, sometimes without advance notice from the program operator. While we fact-check our reviews against official sources and display a “last reviewed” date on each review, we cannot guarantee that all information remains current.

Always verify current program terms directly with the program operator before making decisions. Loyalogy is not responsible for any loss, cost, or inconvenience resulting from reliance on information that has become outdated since the last review date.

All original content on Loyalogy — including reviews, analysis, research articles, scoring methodology, and editorial copy — is copyright Loyalogy unless otherwise noted. All rights reserved.

Permitted use — You may quote brief excerpts (up to approximately 100 words per article) from Loyalogy content for commentary, criticism, or educational purposes, provided you include clear attribution to Loyalogy and a direct link to the original article.

Prohibited use — Reproducing reviews, articles, or substantial portions of content in full — whether on another website, in a newsletter, in a publication, or in any other medium — is not permitted without prior written permission. Scraping, automated copying, republishing, or syndicating Loyalogy content without permission is a violation of these terms and applicable copyright law.

Permission Requests

To request permission to reproduce or republish content beyond the brief-quote standard described above, use our contact form. We review all permission requests and respond within a reasonable timeframe.

No Warranties

This site is provided “as is” without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the site will be error-free, uninterrupted, or free of viruses or other harmful components.

Limitation of Liability

To the maximum extent permitted by applicable law, Loyalogy and its editors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or reliance on this site or its content.

Loyalogy links to third-party websites, including loyalty program operators, for reference and attribution purposes. These links do not constitute endorsement of the linked sites or their practices. We are not responsible for the content, accuracy, or privacy practices of any third-party sites.

Changes to These Terms

We may update these terms from time to time. The “last updated” date at the top of this page reflects when the terms were last revised. Continued use of the site after changes are posted constitutes acceptance of the revised terms.

Governing Law

These terms are governed by and construed in accordance with the laws of the United States. Any disputes arising from these terms or your use of the site shall be subject to the jurisdiction of the applicable courts in the United States.

Contact

Questions about these terms? Use our contact form.